Haven’t refinanced yet? Now’s the time

CNBC 1/7/2015 Kelli B. Grant Falling bond yields offer a bright spot for homeowners: extended opportunities to refinance. Mortgage rates have been on the decline. For the week ending Tuesday, the average rate for a conforming 30-year, fixed-rate mortgage was 3.83 percent, down from 3.96 percent a week earlier, according to mortgage data site HSH.com.