What First-Time Buyers Should Look for in a Starter Home

When it’s time to search for a starter home, many young — and not so young — people quickly discover that their budget won’t cover their dream home. That means making tough choices and doing some serious thinking about what matters: Will granite countertops make you happier than living 15 minutes closer to work? Is a third bedroom worth giving up a second car? Is living in your dream neighborhood more important than having a yard?

“It’s not all about the house,” says Karen Carr, a certified financial planner at the Society of Grownups, a Boston group that holds seminars on homebuying in its effort to provide financial advice to young adults. “We talk a lot about buying for your life now and then the life you want in the next few years.”

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